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HR2547: Comprehensive Debt Collection Improvement Act
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HR2547
Comprehensive Debt Collection Improvement Act

1
Roll Calls
144
Yea (latest vote)
141
Nay (latest vote)
House
2021-05-13 – 2021-05-13

About HR2547

Comprehensive Debt Collection Improvement Act

Policy Area: Finance and Financial Sector

Sponsor: Rep. Waters, Maxine [D-CA-43] (D-CA)

Latest Action (2021-05-17): Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Summary

Comprehensive Debt Collection Improvement Act This bill generally provides additional financial protections for consumers and places restrictions on debt collection activities. Regarding additional consumer protections, the bill expands certain protections currently applicable to federally backed student loans to private student loans, including by requiring the discharge of a private student loan in the event of the borrower's death or total and permanent disability; prohibits a consumer reporting agency from adding any information related to a debt arising from a medically necessary procedure to a consumer credit report and places restrictions on the reporting of other types of medical debt; and applies certain consumer protections regarding debt collection to debt owed to a federal agency, states, debt buyers, and businesses engaged in nonjudicial foreclosures. It also prohibits certain loan conditions that limit a borrower's opportunity to be heard in court in the event of default. Additionally, the bill restricts debt collectors and debt collection practices by prohibiting a debt collector from representing to a service member that failure to cooperate with a debt collector will result in a reduction of rank or similar action, limiting a debt collector's electronic communications with a debtor without the debtor's permission, and requiring a debt collector to provide advance notice to a consumer of the intent to take legal action to collect a debt. The Govern

Subjects: Bankruptcy, Business ethics, Cardiovascular and respiratory health, Civil actions and liability, Congressional oversight, Consumer credit, Debt collection, Disaster relief and insurance

Who Voted How on HR2547

Filter by Yea, Nay, or Absent

Vote Breakdown — HR2547

How members voted on HR2547. 290 total positions across all roll calls for this bill.

Member Date Question Vote Result
Robert B. Aderholt (R-Alabama) 2021-05-13 Yea-and-Nay Nay Passed
Jake Auchincloss (D-Massachusetts) 2021-05-13 Yea-and-Nay Yea Passed
Mark E. Amodei (R-Nevada) 2021-05-13 Yea-and-Nay Nay Passed
Alma S. Adams (D-North Carolina) 2021-05-13 Yea-and-Nay Yea Passed
Pete Aguilar (D-California) 2021-05-13 Yea-and-Nay Yea Passed
Rick W. Allen (R-Georgia) 2021-05-13 Yea-and-Nay Not Voting Passed
Jodey C. Arrington (R-Texas) 2021-05-13 Yea-and-Nay Nay Passed
Sanford D. Bishop (D-Georgia) 2021-05-13 Yea-and-Nay Yea Passed
Cliff Bentz (R-Oregon) 2021-05-13 Yea-and-Nay Nay Passed
Stephanie I. Bice (R-Oklahoma) 2021-05-13 Yea-and-Nay Nay Passed
Lauren Boebert (R-Colorado) 2021-05-13 Yea-and-Nay Nay Passed
Gus M. Bilirakis (R-Florida) 2021-05-13 Yea-and-Nay Nay Passed
Vern Buchanan (R-Florida) 2021-05-13 Yea-and-Nay Nay Passed
Suzanne Bonamici (D-Oregon) 2021-05-13 Yea-and-Nay Yea Passed
Joyce Beatty (D-Ohio) 2021-05-13 Yea-and-Nay Yea Passed
Andy Barr (R-Kentucky) 2021-05-13 Yea-and-Nay Nay Passed
Julia Brownley (D-California) 2021-05-13 Yea-and-Nay Yea Passed
Ami Bera (D-California) 2021-05-13 Yea-and-Nay Yea Passed
Brian Babin (R-Texas) 2021-05-13 Yea-and-Nay Nay Passed
Donald S. Beyer (D-Virginia) 2021-05-13 Yea-and-Nay Yea Passed
Mike Bost (R-Illinois) 2021-05-13 Yea-and-Nay Nay Passed
Brendan F. Boyle (D-Pennsylvania) 2021-05-13 Yea-and-Nay Yea Passed
Don Bacon (R-Nebraska) 2021-05-13 Yea-and-Nay Nay Passed
Jim Banks (R-Indiana) 2021-05-13 Yea-and-Nay Nay Passed
Nanette Diaz Barragán (D-California) 2021-05-13 Yea-and-Nay Yea Passed
Jack Bergman (R-Michigan) 2021-05-13 Yea-and-Nay Nay Passed
Andy Biggs (R-Arizona) 2021-05-13 Yea-and-Nay Nay Passed
Lisa Blunt Rochester (D-Delaware) 2021-05-13 Yea-and-Nay Yea Passed
Ted Budd (R-North Carolina) 2021-05-13 Yea-and-Nay Nay Passed
Troy Balderson (R-Ohio) 2021-05-13 Yea-and-Nay Nay Passed
James R. Baird (R-Indiana) 2021-05-13 Yea-and-Nay Nay Passed
Tim Burchett (R-Tennessee) 2021-05-13 Yea-and-Nay Nay Passed
Ken Calvert (R-California) 2021-05-13 Yea-and-Nay Nay Passed
James E. Clyburn (D-South Carolina) 2021-05-13 Yea-and-Nay Yea Passed
Kat Cammack (R-Florida) 2021-05-13 Yea-and-Nay Nay Passed
John R. Carter (R-Texas) 2021-05-13 Yea-and-Nay Nay Passed
Tom Cole (R-Oklahoma) 2021-05-13 Yea-and-Nay Nay Passed
Ed Case (D-Hawaii) 2021-05-13 Yea-and-Nay Yea Passed
Jim Costa (D-California) 2021-05-13 Yea-and-Nay Yea Passed
Emanuel Cleaver (D-Missouri) 2021-05-13 Yea-and-Nay Yea Passed
Henry Cuellar (D-Texas) 2021-05-13 Yea-and-Nay Yea Passed
Kathy Castor (D-Florida) 2021-05-13 Yea-and-Nay Yea Passed
Yvette D. Clarke (D-New York) 2021-05-13 Yea-and-Nay Yea Passed
Steve Cohen (D-Tennessee) 2021-05-13 Yea-and-Nay Yea Passed
Joe Courtney (D-Connecticut) 2021-05-13 Yea-and-Nay Yea Passed
André Carson (D-Indiana) 2021-05-13 Yea-and-Nay Yea Passed
Judy Chu (D-California) 2021-05-13 Yea-and-Nay Yea Passed
Eric A. "Rick" Crawford (R-Arkansas) 2021-05-13 Yea-and-Nay Nay Passed
Joaquin Castro (D-Texas) 2021-05-13 Yea-and-Nay Yea Passed
Katherine M. Clark (D-Massachusetts) 2021-05-13 Yea-and-Nay Yea Passed

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Frequently Asked

What is HR2547?

HR2547 is the Comprehensive Debt Collection Improvement Act, introduced in the House of the 119th U.S. Congress by Rep. Waters, Maxine [D-CA-43] (D-CA). Comprehensive Debt Collection Improvement Act This bill generally provides additional financial protections for consumers and places restrictions on debt collection activities. Regarding additional consumer protections, the bill expands certain protections currently applicable to federally backed student loans to private student loans, including by requiring the discharge of a private student loan in the event of the borrower’s death or total and permanent disability; prohibits a consumer reporting agency from adding any information related to a debt arising from a medically necessary procedure to a consumer credit report and places restrictions on the reporting of other types of medical debt; and applies certain consumer protections regarding debt collection to debt owed to a federal agency, states, debt buyers, and businesses engaged in nonjudicial foreclosures.

Who sponsored HR2547?

HR2547 was sponsored by Rep. Waters, Maxine [D-CA-43] (D-CA). Cosponsors and roll-call positions are listed on this page.

What is the current status of HR2547?

As of 2021-05-17, HR2547 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs..

How did Congress vote on HR2547?

HR2547 has had 1 roll-call vote on record. The most recent: 2021-05-13 — Yea-and-Nay (Passed).

What policy area does HR2547 cover?

HR2547 is categorized under "Finance and Financial Sector." Browse other bills in this area at /topic-finance-and-financial-sector/.

Where can I see all member positions on HR2547?

Each member’s vote is shown on this page, with party affiliation, state, and the official vote question. Click any member to see their full voting record.