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S1098: Joint Consolidation Loan Separation Act (117th Congress)
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S1098: Joint Consolidation Loan Separation Act

117th Congress (2021–2023) · Senate bill · Sponsor: Sen. Warner, Mark R. [D-VA]

This page covers S1098 in the 117th Congress. Bill numbers start over every Congress, so S1098 in another Congress is a different bill.


Key facts

Item Detail
Roll-call votes 2
Chamber House
Latest vote 2022-09-21: Passed
Latest action 2022-10-11: Became Public Law No: 117-200.
Policy area Education
Official record Congress.gov

What the bill does

Joint Consolidation Loan Separation Act This act allows two borrowers, who had previously received a joint consolidation loan for their federal student loan debt, to submit a joint application to the Department of Education to sever their consolidated loan into two separate loans. One borrower may submit a separate application in the event that the individual has experienced domestic or economic abuse from the other individual borrower or is unable to reasonably reach or access the loan information of the other borrower. In the case of a borrower who receives a separate consolidation loan due to those circumstances, the other individual borrower must become solely liable for the remaining balance of the joint consolidation loan.

Subjects: Consumer credit, Domestic violence and child abuse, Government lending and loan guarantees, Higher education, Marriage and family status, Student aid and college costs


Roll-call votes on S1098 (117th Congress)

Every recorded vote on this bill, newest first, with a link to the official tally. Member-by-member positions are on each member’s profile.

Date Chamber Question Result Yea Nay Not voting Record
2022-09-21 House Yea-and-Nay Passed 152 142 4 Official tally
2022-09-21 House Yea-and-Nay Failed 144 153 1 Official tally

Frequently asked

What is S1098 in the 117th Congress?

S1098 (Joint Consolidation Loan Separation Act) was introduced in the 117th Congress (2021–2023) by Sen. Warner, Mark R. [D-VA].

What is the latest action on S1098?

On 2022-10-11: Became Public Law No: 117-200.

How many roll-call votes were held on S1098?

2 recorded votes in the 117th Congress. The most recent, on 2022-09-21, was "Yea-and-Nay": Passed.