S3385: Lower Health Care Costs Act
119th Congress (2025–2027) · Senate bill · Sponsor: Sen. Schumer, Charles E. [D-NY]
119th Congress (2025–2027) · Senate bill · Sponsor: Sen. Schumer, Charles E. [D-NY]
| Item | Detail |
|---|---|
| Roll-call votes | 1 |
| Chamber | Senate |
| Latest vote | 2025-12-11: Cloture Motion Rejected (51-48, 3/5 majority required) |
| Latest action | 2025-12-11: Cloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 51 – 48. Record Vote Number: 644. (CR S8654-8655) |
| Policy area | Taxation |
| Official record | Congress.gov |
Lower Health Care Costs ActThis bill extends for three years, through 2028, temporary changes enacted by the American Rescue Plan Act of 2021 (ARPA) and the Inflation Reduction Act of 2022 (IRA) that generally expand eligibility for and increase the amount of the premium tax credit. Currently, eligible taxpayers may be able to claim the premium tax credit, which applies toward the cost of obtaining health insurance through health insurance exchanges. To be eligible for the premium tax credit, a taxpayer’s household income must meet or exceed 100% of the federal poverty level (FPL) and, after 2025, may not exceed 400% of the FPL (maximum income limit). For 2021-2025, the ARPA and IRA eliminated the maximum income limit, which generally expands eligibility for the premium tax credit. Further, under current law, the amount of the premium tax credit is (1) generally the plan premium (conditions apply), minus (2) the taxpayer’s household income multiplied by the applicable percentage. The applicable percentage is a specific percentage that varies depending on which of six income ranges (adjusted for inflation after 2025) the taxpayer’s household income falls within. For 2021-2025, the ARPA and IRA lowered the applicable percentages and eliminated the adjustment of the applicable percentages for inflation, which generally increases the amount of the premium tax credit. The bill extends for three years, through 2028, the elimination of the 400% maximum income limit, the lower applicable percentages, and the elimination of the inflation adjustment for the applicable percentages.
Subjects: Health care costs and insurance, Health care coverage and access, Income tax credits, Inflation and prices, Tax administration and collection, taxpayers
Every recorded vote on this bill, newest first, with a link to the official tally. Member-by-member positions are on each member’s profile.
| Date | Chamber | Question | Result | Yea | Nay | Not voting | Record |
|---|---|---|---|---|---|---|---|
| 2025-12-11 | Senate | On the Cloture Motion S. 3385 | Cloture Motion Rejected (51-48, 3/5 majority required) | 50 | 47 | 1 | Official tally |
S3385 (Lower Health Care Costs Act) was introduced in the 119th Congress (2025–2027) by Sen. Schumer, Charles E. [D-NY].
On 2025-12-11: Cloture on the motion to proceed to the measure not invoked in Senate by Yea-Nay Vote. 51 – 48. Record Vote Number: 644. (CR S8654-8655)
1 recorded vote in the 119th Congress. The most recent, on 2025-12-11, was "On the Cloture Motion S. 3385": Cloture Motion Rejected (51-48, 3/5 majority required).